Let’s talk about money

Country guides on TEFL websites can provide you with a rough idea of how much you will earn and spend after moving abroad, but they aren’t perfect. The information may be inaccurate or outdated, and those guides usually don’t reflect the fact that there is a variety of teaching roles available. When people ask me about money in Colombia, I always tell them that your income and expenses will depend on a number of factors. I think it’s important to have access to information in order to be able to make your own decisions, so I’d like to share some concrete figures with you.

Let's talk about money

Some course providers try to sugar-coat the experience of moving abroad to teach English, but the reality is that most entry-level TEFL jobs don’t pay well. There are very few locations in the world where you can make good money as a new teacher. Latin America isn’t one of those places. Colombia is a developing country that quite a lot of its citizens wish to emigrate from so they can have better opportunities abroad.

First, let’s take a look at the currency. When I moved here in 2017, I would receive 3,000 Colombian pesos for one US dollar. The currency has weakened since then; in fact, the exchange rate reached 5,000 in November 2022. The situation is a bit better now, and you’ll get around 4,000 pesos for a dollar (at the moment of writing this text), but the bottom line is that the local currency isn’t very strong. It’s very difficult for people to be able to afford a trip to another continent when earning Colombian pesos.

When it comes to common expenses, I really enjoy going out to have lunch. After moving to Manizales in 2018, I used to pay 7,000 pesos for a full lunch menu. Five years later, I usually pay 13,000 for the same kind of food in Envigado. Please note that I prefer going to small, family-run restaurants serving typical Colombian food. There are many other places where lunch menus cost much more; I just want to illustrate how much prices have risen in recent years.

When I used to go grocery shopping, I could buy a lot of stuff for 50,000 pesos. Nowadays, it’s not uncommon for me to pay double that amount when going to the supermarket. In fact, using a 100,000-peso banknote isn’t a problem nowadays compared to the past when some shopkeepers didn’t want to accept it due to its high value.

The most important expense you need to take care of is your rent. There are various ways to find a place to live in, but what is clear is that prices have risen way too much in recent years. In 2018, I found a fully furnished apartment in one of the best areas of Manizales for 800,000 per month. Finding a similar deal would be impossible these days. Two years later, I got a nice apartment in Bucaramanga for 1.2 million. Again, I can’t imagine being able to get such a price in 2023. It’s also important to add that cities like Bogotá and Medellín are more expensive, and renting a furnished apartment in a good area costs a lot more these days. When you check Airbnb and Facebook groups, you may be surprised how pricey some places are. This has caused some tension and quite a few locals openly complain about gentrification and its effects on their city.

A very important figure is the minimum salary, which is what millions of Colombians earn. When I moved here in 2017, it was 820,000 pesos. It has risen to the current amount of 1,160,000, but that’s quite clearly not enough when you consider the inflation and how much more expensive everything is now. At most, that kind of salary allows one to live paycheck to paycheck in very humble conditions. Even if you are just a tourist passing through Colombia, I think it’s important to be aware of this reality.

When we turn our focus on TEFL in Colombia and what English teachers may expect to earn, it’s very important to emphasise that it’s not possible to come up with a single number since there are so many different jobs one can do. I’m going to talk about my personal story, which started in 2017 when I landed a volunteer teacher role in Villa de Leyva that involved receiving a stipend of 1.5 million pesos per month. That was enough to pay 500,000 for a private room and leave me with a million to spend on whatever I needed.

In 2018, I found a job at Centro Colombo Manizales paying 2.1 million per month. It wasn’t much money by European standards, but I had a full-time contract, which meant paid holidays, health insurance and pension payments covered by the employer, a 13th salary (prima), and a bonus to be paid at the end of the contract (cesantías). That kind of money helped me cover all my expenses and save enough for a couple of trips in Colombia. The disadvantage was that I had to work long hours, so I decided to move to Bucaramanga and work as an hourly-paid teacher instead, which allowed me to focus on my professional development and finish my Delta.

If you approach language academies now, they should definitely offer you better terms than that due to the fact that the prices of everything in Colombia have almost doubled in the past six years. I do think that working for institutes such as Centro Colombo Americano is good for gaining experience as a teacher. However, I don’t see that as a long-term option since you won’t be able to save much money for the future. If you plan to settle down and stay in the country, you may need to look for other kinds of jobs.

One of those options could be a university that has its own language centre. Those are basically language academies with higher requirements, which means that they pay a bit better. At the beginning of 2020, I was offered 30,000 pesos per hour by a private university in Bucaramanga. In 2022, a university in Medellín would have paid me 40,000 per hour had I accepted the contract. I turned both offers down for various reasons, but working for a university language centre is worth considering. There are also other, better-paying university roles (e.g. a lecturer), which usually require more advanced qualifications, such as an MA in TESOL or a PhD.

As you can see, typical teaching jobs in Colombia don’t pay that well if you convert the hourly rate to US dollars or euros. The highest fee I have seen advertised was a teaching job with the British Council that paid 75,000 pesos per hour. That is good money by Colombian standards, and I think it would be a nice option for a Delta-qualified teacher, but since I have absolutely no interest in living in Bogotá, I didn’t even apply for it.

Inevitably, many teachers realise that offering private classes can be financially more interesting than working for an institution. This is a popular choice especially among those who have a resident visa with an open work permit. You can look for students by yourself or use platforms such as Preply. If you have an entrepreneurial spirit, you can easily earn more than what language academies and university language centres will offer you. My personal recommendation is to run online courses for groups of students. If you manage to find five or six participants, you can expect to make more money than when teaching the same number of students at the British Council.

It goes without saying that having income from abroad and getting paid in a foreign currency is a goal that many teachers who live in Colombia wish to achieve. Students based in other countries may be able to pay higher fees, which makes everything easier. The government’s decision to approve the digital nomad visa allows professionals to work remotely for foreign companies while living in Colombia, and that’s something that may appeal to some teachers working fully online.

Another good idea is to explore other areas of ELT. Teaching English is a rewarding job, but you can also get involved in teacher training, materials writing, assessment, editing, etc. It requires a lot of effort since you need to obtain relevant qualifications and become really good at something else than teaching. I believe it’s worth it, both professionally and financially; in fact, the highest hourly rate I have received from a Colombian institution has been 100,000 pesos for a one-hour webinar.

If you wish to get involved in non-teaching work, you can try to work your way up in an institution or actively look for work elsewhere. There are plenty of in-person and remote jobs advertised online. I highly recommend following Atena Juszko on LinkedIn; her job lists focusing on publishing and edtech roles are very useful.

To be completely honest, due to the combination of low salaries in entry-level teaching jobs and the rising cost of living, Colombia isn’t a good destination for new teachers without experience. That said, if you’re willing to work on your professional development, you can find opportunities to make progress in your ELT career and earn decent money while living here. There are several ways you can achieve that; I chose to go freelance and diversify my income. I work (1) with institutions and individuals, (2) in person and online, (3) on teaching and non-teaching projects, and (4) with local and foreign-based clients.

When it comes to monthly expenses, everything depends on your lifestyle and what you like to spend money on. In my case, the bare minimum I need to earn each month is 4 million pesos. This amount allows me to pay the rent, utility bills, social security, groceries, and other common expenses. It also leaves me with some extra money, which is extremely helpful since you never know what might happen. For example, a few months ago I lost almost a million pesos due to the bankruptcy of Viva Air, a local airline that I had booked a couple of flights with.

Having multiple sources of income requires good organisational skills, but I believe that being a freelancer is something that can work pretty well in the Colombian context. Fortunately, I recently managed to get a really good non-teaching contract that helps me earn significantly more than the aforementioned bare minimum. I know that these good times won’t last forever and there are going to be a few bumps in the road, but it feels nice to be genuinely happy with my monthly income for the first time in my ELT career.

► If you enjoyed this blog post, I recommend that you read More Than a Gap Year Adventure, a collaborative book aimed at those who wish to have a long-term career in our profession.

Main takeaways from my first year of freelancing

When I moved to Medellín a year ago, I decided to make a major change in my professional life and quit my stable job at a language institute. I became self-employed and started to offer my services to institutions, private students, and teachers. Now that I have some experience under my belt, I’d like to share a few thoughts on the pros and cons of working as an ELT freelancer in Colombia.

Medellín, Colombia

Freelancing has many benefits
Working as a teacher for Centro Colombo Americano was great in terms of gaining teaching experience, but I wasn’t happy with being underpaid and having few opportunities to develop professionally. Freelancing allows me to focus on work that pays better and helps me learn new stuff. In addition to working as an independent contractor for International House, I run my own online courses and offer consulting services. I’m now involved in a variety of activities, which is much more fun than repetitive work at a language academy, and I feel that I’ve learned a lot about a few areas of ELT that I hadn’t paid attention to before.

Being proactive is crucial
Since I have no guaranteed number of working hours, it’s all very simple. The onus is on me to find my own clients, which means that I have to keep in touch with a lot of people. Freelancers are recommended to have more sources of income, and there are some pretty good reasons for that. Companies may cancel their English programme, students get a job that prevents them from attending classes, etc. It’s important to be ready for that eventuality and know how to find a way to replace that lost contract.

Word-of-mouth recommendations are extremely helpful
So far, I haven’t had to use any third-party services to find my private students. When I started freelancing, I simply contacted a number of students I had worked with before and offered them advanced English courses delivered through Zoom. It seems that personal recommendations are very powerful because once I managed to get my first students, I started receiving messages from their family members, colleagues, and friends who would like to be taught by me. This makes me very happy since I can keep teaching classes completely independently without relying on a platform that charges a commission.

I like having a flexible schedule
Since I’m not an employee anymore, I can choose when and how much I’m going to work. When I’m too busy, I simply tell the institution or individual who is contacting me that I’m not available at that moment. I can also decide to take a day off anytime I want, which is great. Since I don’t have a fixed schedule, I’m flexible when it comes to rescheduling lessons in case something unexpected happens. Having more freedom is one of the main reasons I made the decision to go freelance. I was actually in talks to teach at two local universities, but both of them require their teachers to work on Saturdays, which would have clashed with my other projects, so I chose to become self-employed instead.

I can teach the way I want to
Working with private students is amazing! I don’t need to follow a syllabus written by someone else; I analyse the individual’s needs and create a course just for them completely from scratch. It’s great to be able to spend time on areas that tend to be neglected, such as teaching listening skills; I follow John Field’s advice to do that, and it works pretty well. I’ve also enjoyed running group courses based on TBLT and the Dogme approach. Being fully in charge of choosing and designing course materials is one of several advantages of working as a freelance teacher.

Teaching isn’t the only thing one needs to pay attention to
When I was an employee, I would just sign my contract and let the language institute deal with the rest. Since I work as an independent contractor on what is called contrato de prestación de servicios, I’m responsible for following local laws and regulations when it comes to taxes and social security. I needed to get a tax identification number (RUT) and sign up for health insurance and pension as an independent contributor. I highly recommend that you check out this Sponge Chat with Nicola Prentis in which she stresses the importance of thinking of your pension. TEFL is usually seen as a short-term career, so this topic isn’t that often talked about.

It can be done only with the right kind of visa
Freelancers tend to have various sources of income, which means that you need to hold a visa with an open work permit. There are two popular ways to achieve that here in Colombia: You can stay on an employee visa (type M) for five years and then get a resident visa, or there is a shortcut for those with a Colombian partner since that kind of visa allows the holder to work as a freelancer. I’ve also seen reports of people successfully obtaining the new digital nomad visa, but that one is more about being able to stay in the country for more than six months. Digital nomads can freelance as well; however, they can’t work with clients based in Colombia since their income has to come from abroad.

Being ghosted is very common
I’ve been involved in quite a few chat or email conversations in which the other party simply disappeared for no apparent reason, even after they had accepted to join my course or use one of my services. It seems that some people believe that ghosting me is a better option than being honest and telling me that they have changed their mind due to my hourly rate or something else. While it’s not that surprising in the case of institutions and strangers from the internet, it’s very disappointing when it’s done by someone I’ve known for years, and it inevitably sours the relationship. This has made me focus more on quality rather than quantity, so I prefer to work with a limited number of clients who are genuinely interested in attending my lessons or consultations.

It’s necessary to set clear rules
When you don’t use a middleman to assign classes to you, it’s up to you to arrange everything with your students. Being too nice is a disadvantage because the fact that someone says they will pay you doesn’t mean that they will actually do it. If you want to avoid chasing payments and having uncomfortable conversations, you need to make it clear to your students how things are going to work. You may have to set deadlines for payments and decide what to do in case of cancellations. It’s important to make sure that the process of getting paid goes as smoothly as possible.

► If you enjoyed this blog post, I recommend that you read More Than a Gap Year Adventure, a collaborative book aimed at those who wish to have a long-term career in our profession.